What are the risks associated with investing?


Investing involves risk, including loss of capital and illiquidity and it should be done only as part of a diversified portfolio.  Investing using this platform is only for investors who understand these risks.  Please read the full Risk Warning before investing.  You will only be able to invest once you have become an approved investor. 

All investment activities take place within the United Kingdom, and any person resident outside the United Kingdom should ensure that they are not subject to any local regulations before investing.

Simple Crowdfunding does not make investment recommendations to you. No communications from Simple Crowdfunding, through this website or any other medium, should be construed as an investment recommendation.  If you have any doubt about the suitability of any investment opportunity on this platform, you should seek advice from an appropriately qualified professional.

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HOW MUCH CAN I INVEST? WHAT ARE THE FEES TO INVESTORS? AM I ABLE TO INVEST IF I LIVE OUTSIDE OF THE UK? INVESTMENT RISK - CAN I LOSE SOME OR ALL OF MY MONEY WHEN INVESTING? IF I NEED MY FUNDS, WILL I BE ABLE TO GET MY MONEY OUT WHENEVER I WANT? ARE LEVELS OF RETURNS GUARANTEED? WHAT IS CONSIDERED TO BE A SENSIBLE INVESTING STRATEGY? ARE MY INVESTMENTS PROTECTED BY THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS)? P2P INVESTMENT RISK - WHAT HAPPENS IF THERE IS A PROBLEM? P2P FUNDRAISERS - WHAT HAPPENS IF A P2P FUNDRAISER RUNS INTO DIFFICULTY? WHAT HAPPENS WHEN I INVEST INTO A P2P INVESTMENT? WHAT HAPPENS IF SIMPLE CROWDFUNDING CEASES TO OPERATE? TAX BENEFITS AND IFISA INVESTMENT RISK WHAT HAPPENS TO THE VALUE OF MY SHARES IF THE COMPANY ISSUES NEW SHARES (DILUTION)? WHEN DOES DILUTION OCCUR? WHAT IS SIMPLE CROWDFUNDING'S INVOLVEMENT AFTER THE FUNDRAISE? WHEN DOES MY INVESTMENT START? WHAT FACTORS DO YOU CONSIDER WHEN DECIDING WHETHER OR NOT TO LIST A P2P LOAN? REVIEW UNDERTAKEN BY SIMPLE CROWDFUNDING IN RESPECT OF P2P LOANS WHO SETS THE PRICE OF THE P2P LOAN? LATE PAYMENT OR DEFAULT OF A P2P LOAN SECONDARY MARKET FOR P2P CAN I INVEST THROUGH MY COMPANY? CAN I, MY COMPANY OR TRUST INVEST MORE THAN ONCE? WILL PEOPLE BE ABLE TO SEE IF I HAVE INVESTED? CAN I SHARE INFORMATION ABOUT THE PROJECT, RAISE OR INVESTMENT WITH OTHERS? WHO DO I TRANSFER FUNDS TO? CAN I CANCEL MY INVESTMENT? WHAT HAPPENS IF THE TARGET AMOUNT IS NOT REACHED? WHAT HAPPENS IF THINGS GO WRONG? WHAT ARE THE RISKS ASSOCIATED WITH INVESTING? TAX CONSIDERATIONS WHEN INVESTING DO I HAVE TO PAY TAX ON MY RETURNS? DOES SIMPLE CROWDFUNDING DEDUCT TAX ON BEHALF OF ITS INVESTORS? HOW DO I CALCULATE MY TAX LIABILITY? WHAT HAPPENS TO MY INVESTMENTS IF I DIE?