Frequently Asked Questions

Simple Crowdfunding has answered the most frequently asked questions below. If you cannot find an answer to your question, then please Contact Us.

About Simple Crowdfunding


Do you charge Investor fees?Investment risk - Can I lose some or all of my money when investing?If I need my funds, will I be able to get my money out whenever I want?Are levels of returns guaranteed?What is considered to be a sensible investing strategy?Can I seek compensation from the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS)?Investment risk - What happens if there is a problem?P2P fundraisers - securityWhat happens when I invest into a P2P investment?About - should Simple Crowdfunding cease operationIFISA statement - tax benefits and IFISA investment riskWhat happens to the value of my shares if the company issues new shares (dilution)?Fundraiser and Simple Crowdfunding responsibilitiesAre international investors able to invest through Simple Crowdfunding?How much can I invest?When does my investment start?Can I invest through my Company or Trust (such as SSAS pension)?Can I, my company or trust invest more than once?Who do I transfer funds to?Can I share information about the project, raise or investment with others?Will people be able to see if I have invested?What happens if the target amount is not reached?Can I cancel my investment?Tax considerations when investingHow do I calculate my tax liability?Does Simple Crowdfunding deduct tax on behalf of its investors?What happens to my investments if I die?What factors do you consider when deciding whether or not to list a P2P loan?Review undertaken by Simple Crowdfunding In respect of P2P loansWho sets the price of the P2P loan?Late payment or default of a P2P loanSecondary market for P2PWhat is Simple Crowdfunding's involvement after the fundraise?What happens if things go wrong?What are the risks associated with investing?


Innovative Finance ISA


Pension Investing

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