What factors do you consider when deciding whether or not to list a P2P loan?
Session log out
You haven't used your session for a while. For your security, we will log you out soon.
As a duty of care to protect our
investors, we ensure that all projects comply with FCA (Financial Conduct
We also carefully
assess every project against a range of factors that are categorised as
factors, considering factors such as Profit on Cost, Loan to GDV and Loan
and Management factors, considering items such as age of business and
experience of management team
record – such as number of schemes delivered and GDV delivered.
The results then determine the Credit Rating Score Band for each loan listed. The bandings are as follows:
Understanding Default Rates:
A 1% probability of default means that 1 in 100 loans are expected to default. A 3% probability of default means that 3 in 100 loans are expected to default.
Whilst all reviews are thorough,
investors must always do their own due diligence and address any outstanding
questions before investing.
Can't find your answer?
We're here to help. Get in touch and we’ll get back to you as soon as we can. Contact us