Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).

Read our full Risk Warning Opens in new window

Your capital is at risk and investments are not covered by the Financial Services Compensation Scheme (FSCS).

What happens if things go wrong?


We believe that fundraisers have the best intentions and will treat investors fairly and without prejudice.


Equity:

In the event that things don't go to plan it is important that you understand your position. Company Law gives minority shareholders rights and protects them against unfair prejudice from unscrupulous behaviour. You may get full voting and pre-emption rights depending on the investment giving you even greater protection.  Details are project specific and the shareholder paperwork will be provided prior to project close.  Please read this information carefully.

Peer to Peer Loans:

The project will state what security is available, In the event that things don't go to plan, we will work with the fundraiser to resolve the issues and to recover the funds.   
Whilst your P2P loan is between you and the fundraiser, Simple Crowdfunding plays a key administrative role.  Simple Crowdfunding will seek recovery of your investment where there is a realistic chance of recovery after allowing for any costs.

A good understanding of each project is important which is why we aim to ensure that the information provided is 'fair, clear and not misleading' . Your research and judgement is vital when you make an investment decision.


Can't find your answer?

We're here to help. Get in touch and we’ll get back to you as soon as we can. Contact us

Search all FAQs
CAN I INVEST THROUGH MY COMPANY OR SSAS TRUST? CAN I, MY COMPANY OR TRUST INVEST MORE THAN ONCE? AM I ABLE TO INVEST IF I LIVE OUTSIDE OF THE UK? WHAT ARE THE FEES TO INVESTORS? WHAT IS A SENSIBLE INVESTING STRATEGY? CAN I LOSE ALL OF MY MONEY WHEN INVESTING? ARE RETURNS GUARANTEED? CAN I GET MY MONEY OUT WHENEVER I WANT? ARE MY INVESTMENTS THROUGH SIMPLE CROWDFUNDING COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS)? WHAT HAPPENS IF SIMPLE CROWDFUNDING CEASES TO EXIST? WHAT HAPPENS IF THINGS GO WRONG? WHAT ARE THE RISKS ASSOCIATED WITH INVESTING? WHAT HAPPENS WHEN THERE IS A PROBLEM WITH A PEER TO PEER LOAN? IF A P2P FUNDRAISER RUNS INTO DIFFICULTY, IS MY INVESTMENT SECURE? WHO SETS THE PRICE OF THE P2P LOAN? REVIEW UNDERTAKEN BY SIMPLE CROWDFUNDING IN RESPECT OF P2P LOANS WHAT FACTORS DO YOU CONSIDER WHEN DECIDING WHETHER OR NOT TO LIST A P2P LOAN? LATE PAYMENT OR DEFAULT OF A P2P LOAN SECONDARY MARKET FOR P2P WHICH INVESTOR PROFILE SHOULD I CHOOSE? WHY DOES SIMPLE CROWDFUNDING NEED TO VERIFY MY IDENTITY? HOW DO I ACCESS PROJECT INFORMATION AND THE FORUMS? HOW CAN I ACCESS MY PORTFOLIO? WHAT INFORMATION IS PROVIDED IN MY PORTFOLIO DASHBOARD ABOUT MY INVESTMENTS? HOW MUCH CAN I INVEST? WHO DO I TRANSFER FUNDS TO? HOW DO I WITHDRAW MY FUNDS? WILL PEOPLE BE ABLE TO SEE IF I HAVE INVESTED? CAN I CANCEL MY INVESTMENT? CAN I SHARE INFORMATION ABOUT THE PROJECT, RAISE OR INVESTMENT WITH OTHERS? TAX CONSIDERATIONS WHEN INVESTING DO I HAVE TO PAY TAX ON MY RETURNS? DOES SIMPLE CROWDFUNDING DEDUCT TAX ON BEHALF OF ITS INVESTORS? HOW DO I CALCULATE MY TAX LIABILITY? WHAT HAPPENS IF THE TARGET AMOUNT IS NOT REACHED? WHAT DOES SIMPLE CROWDFUNDING DO ABOUT CONFLICTS OF INTEREST? WHAT HAPPENS TO MY INVESTMENTS IF I DIE?