Invest In Property Without Paying Any Taxes On The Interest That You Earn

The Simple Crowdfunding Innovative Finance ISA

What is the Innovative Finance ISA?


The Innovative Finance ISA (IF ISA) became available from 6 April 2016 and means that you can invest in peer-to-peer lending investments while keeping the tax advantages of traditional ISAs.

You can transfer your existing ISA’s or start a new one with Simple Crowdfunding.  Use your annual ISA allowance to invest into property through our platform, receiving returns averaging 9% pa (pro-rata) tax free, secured on property.
   Look for the 'IF ISA Eligible' banner on the project image.


With the annual allowance for 2017/2018 being £20,000, many investors are looking to diversify their portfolios and use this tax free wrapper to invest. 

Anyone who is resident in the UK for tax purposes and over the age of 18 can set up an account with us and start investing. 

It should be noted that the IF ISA is not the same as the Cash ISA and is not protected by the FSCS guarantee.  
Further details can be found in our Innovative Finance ISA FAQs.  

If you still have questions, then please CONTACT US.

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To transfer an existing ISA, you need to be logged in.  Log in to my account.   Once logged in, follow the below steps to transfer an existing ISA account:

  • Click on ‘My Account’ (top right hand side of screen)
  • Click on 'IFISA' from the drop down list
  • Click on ‘New Transfer’ and follow the online instructions
You will need to provide your existing ISA Manager details and your National Insurance number.  Have these to hand.


If you are  already a Simple Crowdfunding registered investor, it is easy to set up your ISA account with us.  You need to provide your National Insurance Number and transfer £10 into your new ISA account.  For new investors, you will need to Register with Simple Crowdfunding first. This will take a few minutes.

You can also invest directly into IF ISA applicable projects that are ‘Open For Investment’. Click on the project that you are interested in and then click ‘Invest Using ISA’ and follow the online instructions.


Invest In Projects Of Your Choice  and receive tax-free returns on your investments.  You decide which projects you would like to be involved with.   Once invested, a summary of  your ISA and other investments are shown in your online portfolio.