Frequently Asked Questions
Simple Crowdfunding has answered the most frequently asked questions below. If you cannot find an answer to your question, then please Contact Us.
About Simple Crowdfunding
Is Simple Crowdfunding Regulated?Who are Simple Crowdfunding?How do I contact Simple Crowdfunding?What does Simple Crowdfunding do about conflicts of interest?
Invest
Do you charge Investor fees?Investment risk - Can I lose some or all of my money when investing?If I need my funds, will I be able to get my money out whenever I want?Are levels of returns guaranteed?What is considered to be a sensible investing strategy?Can I seek compensation from the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS)?Investment risk - What happens if there is a problem?P2P fundraisers - securityWhat happens when I invest into a P2P investment?About - should Simple Crowdfunding cease operationIFISA statement - tax benefits and IFISA investment riskWhat happens to the value of my shares if the company issues new shares (dilution)?Fundraiser and Simple Crowdfunding responsibilitiesAre international investors able to invest through Simple Crowdfunding?How much can I invest?When does my investment start?Can I invest through my Company or Trust (such as SSAS pension)?Can I, my company or trust invest more than once?Who do I transfer funds to?Can I share information about the project, raise or investment with others?Will people be able to see if I have invested?What happens if the target amount is not reached?Can I cancel my investment?Tax considerations when investingHow do I calculate my tax liability?Does Simple Crowdfunding deduct tax on behalf of its investors?What happens to my investments if I die?What factors do you consider when deciding whether or not to list a P2P loan?Review undertaken by Simple Crowdfunding In respect of P2P loansWho sets the price of the P2P loan?Late payment or default of a P2P loanSecondary market for P2PWhat is Simple Crowdfunding's involvement after the fundraise?What happens if things go wrong?What are the risks associated with investing?
Fundraise
Can I raise finance through Simple Crowdfunding?What type of property projects will you consider for funding?What are the fees for raising funds?What is the Fundraise process?Does Simple Crowdfunding reject projects?How long does the raise process take?Can I market my project to my crowd?Do I have to own a project to raise funds?Can I raise funds for projects outside of the UK?What happens if a project does not reach the minimum raise amount?Can you help with the shareholder and loan agreement paperwork?Can I do more than one raise with Simple Crowdfunding?Do you provide training to get me up to speed faster?Will you sign a Non-Disclosure Agreement (NDA)?Can I have a ‘Lead Investor’ for my project?How do I stop my competitors from investing in my business?What is an exit strategy?
Innovative Finance ISA
What is the Innovative Finance ISA (IFISA)?Who can invest in an IFISA?Does holding investments in an IFISA reduce the investment risk?What happens if the IFISA manager stops operating?Is an IFISA always useful when investing?How can I transfer my existing ISA to Simple Crowdfunding?Can I Invest my existing ISA and allowances into projects on this platform?Are there any fees associated with the Simple Crowdfunding ISA?Do I earn interest on cash that is held in my Simple Crowdfunding ISA?What is the current ISA allowance?Can I hold more than one ISA?Holding Bonds and Loan Notes in an IFISACan I transfer my Simple Crowdfunding ISA out to another provider?What happens to the ISA when the ISA holder dies?What is a Flexible ISA?How can I find out more about ISA Investing?
Support
What is crowdfunding?Is crowdfunding regulated in the UK?What is the Simple Crowdfunding ‘Learn Whilst Investing’ Program?Can Simple Crowdfunding help me set up my account?Which investor profile should I choose?Why does Simple Crowdfunding need to verify my identity?How can I access my investment portfolio?What information is provided in my portfolio dashboard about my investments?How do I withdraw my funds?Can I get additional support if my personal circumstances change?I am not receiving communication or project updates from Simple CrowdfundingHow do I access investment information and the forums?How can I change my Interests and Experience?What is a Lead Investor?What is SEIS and EIS?Best Execution PolicyHow can I make a complaint?How do I make a Subject Access Request (SAR)?Still have questions?
Pension Investing
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